About a year ago
now, it hailed.
Then began the
lengthy process of notifying the insurance company, scheduling with the
adjuster, waiting to see how much the company would pay, if anything.
The roof was
okay. The metal roof suffered a bit of “cosmetic
damage” the adjuster said. Before the
company would pay anything, the roof had to suffer damage so severe that it
would leak. That was okay. After all, hail--proofing the roof was one
reason to put the metal roof up in the first place.
The poor old
vinyl siding took in the shorts yet again.
It would be the fourth application for the north and west sides of the
house since the vinyl first covered the old cedar in the 1980’s.
In July, a check for some $30K arrived.
I was somewhat
taken aback at the size of the check.
Until I started looking for a siding contractor. It was also time to hail—proof the
siding. Vinyl wasn’t going to do
it. I also decided that this project,
though not as daunting as the roof project, was one I wouldn’t try to do
myself.
Then began the
task of finding a contractor that would do the job. The first one I contacted would not send a
crew out so far in the boonies to do a siding job. They would, however, send out a crew to
replace the rain gutter system.
Finally, one
company sent out a salesman from Colorado Springs. He measured and took photos. His estimate, arriving a couple of days
later, was over $50K. A bit much, I
thought. We dickered for a while.
They offered a
vinyl product that was supposed to be more hail—tolerant, but the price was
very little less than the James Hardie product.
I wasn’t willing to pay that amount, so I kept on looking.
The rain gutter
guy was local. When he came to measure
for that job, he recommended a local contractor. By the time the local siding guy came out, looked, estimated,
we were into Fall. He said he could get
started in December, and he did get started.
I made a down
payment in December to cover the cost of materials. But the job wasn’t done until January. Still, all right, except for income tax
purposes. I had the insurance check in
July, but I didn’t spend it all in 2018, so I had an augmented income without
the expenses. Oh well, the accountant
said. You will show a loss next year.
The project went
over estimate, too. That was because the
contractor didn’t plan to remove the old cedar siding, just the vinyl. When he got to the cedar, he decided it
needed to come off, too. I
concurred.
Then there were
the south windows upstairs that Paul replaced 30 years ago. Why he put in the undersized windows I’ll
never know, but the time to change them was now, if ever we were going to do
it.
More shopping,
this time window—shopping. I tried a
Loveland outfit, but after our initial conversation via telephone, I could
never get a hold of the guy again. They
didn’t answer the office phone, nor the cell phone number he gave me.
On impulse, I
stopped at Lowe’s. They had Pella
windows on sale. I ordered. They arrived while we were tripping to
Denmark, Ireland, and Iceland. I took on
the old south porch window by myself.
I enlisted help
for the upstairs ones. The big job
happened on a couple of nice days in November.
It would be
several months later before the inside work would be done.
The siding job
got mostly done in January. The crew
dodged a couple of stormy patches. They
have a few details to complete. Spring
weather and their schedule haven’t coincided yet.
We’re good,
until it hails again.
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